Your Closing Costs
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Every home sale involves fixed costs. Sellers and buyers usually share these closing costs, as specified in the real estate sales contract.
Many of the closing costs associated with buying a home are associated with getting the mortgage. At Blue Sky Mortgage, we have extensive experience in mortgage lending, so we can provide you with a comprehensive list of closing costs related to your mortgage in your "Good Faith Estimate".
Standard Closing Costs
Loan-Related Costs
- Appraisal Costs
- Obtaining Your Credit Report
- Up-front Interest Payment
- Escrow Fees
- Taxes
- Loan Origination Fee
- Points — A fee paid to lower your interest rate (optional)
Property Taxes
- Transfer Taxes & Recording Fees
- Insurance
Homeowners Insurance
- Title Insurance
- Flood / Quake Insurance if applicable
- Private Mortgage Insurance (PMI)
Blue Sky Mortgage can answer questions about these closing costs. Give us a call: 970/476.0602.